Tesla FSD Subscription vs Purchase Calculator ($99/Month Breakeven)
Slide to the number of years you plan to keep your Tesla and see the total cost of the $99/month FSD subscription against the old $8,000 one-time price.
Why this matters for used Tesla buyers
New Teslas can only get FSD by subscription now, but many used Teslas still carry FSD purchased outright. At $99 a month the subscription passes $8,000 in under seven years, so a used car with transferable purchased FSD can be worth paying more for — if you'll actually use it.
When the subscription wins
- You only want FSD for road trips — subscribe for those months and cancel in between.
- You plan to sell the car within a few years.
- Your car has HW3, which may not get every future FSD feature.
Frequently asked questions
How long until the FSD subscription costs more than buying it?
At $99 a month, the subscription reaches $8,000 after about 81 months — just under 7 years of continuous use.
Can I cancel the FSD subscription anytime?
Yes. The subscription is month to month and you can cancel or restart it in the Tesla app.
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